The points you earn for spending in partner retailers do not have any monetary equivalent value.
Instead you accumulate points when you spend with your linked bank account. When you have enough points you will earn a reward.
For example, if you earn 300 points at Bobs Coffee, you will earn a reward which you can redeem in Bobs Coffee and your points will be reset. You can then redeem this reward in-store at Bobs Coffee. See how do I redeem a reward for more information.